Safest vehicles to insure - Small car category
Allow me a short analogy here to start...
Solenopsis, a member of the ants family, build piles of sand or
soil that can be more than a couple of feet on top of the soil
and can create a deep burrow way underneath, and they are known
for their dogged determination and hot temper. Their enemies
know at once that these small creatures are, in reality,
dangerous and can be difficult to defeat.
When the makers of small cars finished building their latest
models, they may have the little but deadly creatures on their
mind because their products were designed in congruence to the
little insect's capability to be powerful and ferocious in spite
of its size. In today's contemporary society, the makers of
small cars have overdone it by enabling it to be included in the
list of safest cars on the road. Notwithstanding its size, these
small cars are capable of getting through the traffic with swift
motion, dependable driving management, and safe travel.
Basically, most small cars have front-wheel drive. This, in
turn, provide better grip than rear-wheel drive especially when
the road is too slippery to handle.
On Consumer Report's 25 safest cars on the road, the Volkswagen
series tops the list in the small cars category. The VW Golf TDI
was ranked #1 with the Volkswagen Jetta next in line.
These safe small cars can be dubbed as small but despite their
size, they offer optimum car performance.
In general, these small cars are built with security tools that
are aimed to give you a flexible drive and allow you to respond
quickly to anything you may encounter on the road. They are also
equipped with safety features like dual airbags, seatbelts, ABS,
and side-door impact beams. Newer features you'll see on the
latest Volkswagens are side-impact air bags. These are built for
front-seat passengers. These side-impact air bags support the
torso.
Then, they also have the safety belts. The belts found on these
small cars have regulating upper anchor designed for the
shoulder belts. This design is intended to make the protect you
whenever a car crash happens.
These safety belts in Volkswagens have seatbelt pretensioners.
These are the ones that are responsible to pull back the belt to
absorb a flop in the course of a frontal impact.
Plus, it has the LATCH system or the Lower Anchors and Tethers
for children system. This facilitates the child-seat
installation because the inaptness of the safety belt with the
child seat is reduced. They also have additional safety features
like ESC or the electronic stability control, tire pressure
monitors, daytime running lights, occupant-sensing air bag
systems, and tire pressure monitors.
The drawback is that small cars are not physically applicable to
any towing services. Plus, they are not meant to carry a lot of
cargo because it lacks space. Though, there are small cars that
are equipped with lockable fold-down rear seatback that offers
additional space for more loads.
On the other hand, small cars like these remarkable Volkswagens
are not only recognized as safe cars but also cost-effective in
terms of gasoline consumption. This is because they have small,
yet powerful, four-cylinder engines. Because of these and other
safety features present, any owner will be proud to own a small
car, whether it is a hatchback, sporty car, or a sedan.
Additionally, small car owners will also be very satisfied with
their auto insurance policies. This is because most auto
insurance companies consider the type of the car being used when
calculating premium rates.
And because these Volkswagen are included in the list of safest
cars, they will most likely reap lower auto insurance rates.
Though, these premium rates may change if the your insurance
company finds out that your driving history is less than
perfect, in that case any vehicle is going to be expensive to
insure with a few tickets and accidents.
So, if you are thinking to get your child, who is in college, a
car this year, then these small but safe cars may be the right
fit. Not only are they safe and dependable, but they are also
built for the younger drivers and those who drives and travels
often like students.
Copyright 2005 by RSN
Insurance and Brad Intlehouse.
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