Anyone who is closely related to an accountant knows that there are not four, but five seasons in a year: Spring, Summer, Fall, Winter, and 'Tax Season.' During the other seasons, we accumulate leaves, snow, and mosquito bites. During 'Tax Season' we accumulate paper. And more paper. And if you have a small business or investments--even more paper.

Whether you hire someone to prepare your taxes or attempt to decipher the forms yourself, it is imperative that your papers be in order for this 'fifth season.' Organizing your tax-related documents is not just a project for the evening of April 13th. Good tax organization is a year-round process.

Some pitfalls of being disorganized at tax time:

• You run the risk of misplacing important receipts/documents

• You feel stressed from the mad dash to the tax preparer/post office on April 14th

• Your tax preparer may charge you more money if they have to spend time wading through your piles of loose receipts.

How to remedy these tax-time situations? Prepare now for next year by getting organized!

Set up an all-year round file system

Designate a box, accordion file, or a file cabinet for year-round paper storage and retrieval. Create folders for receipts, credit card and bank statements, anything you have spent money on or need to keep track of for tax purposes. As you acquire such documents, place them in the appropriately labeled folder. This is beneficial not only for tax time but for when you have to retrieve certain papers throughout the year.

Give your tax-related papers a home

Every January, our mailboxes become flooded with documents necessary for filing your taxes. At the beginning of the year, designate a large envelope or box in one area of your home or a file in your file cabinet for these papers. Examples of these are:

• W2's

• 1099's

• Mortgage interest statements

• Bank interest statements

• Real estate tax statements

• Investment statements

• Receipts for charitable donations

Sort and create categories for your papers/receipts

By early February you should have received all paperwork necessary to complete your taxes. Take that envelope/box/file of collected papers and sort them by category. This process will enable you or your tax preparer to quickly locate your papers and receipts. Some basic categories are:

• Salary

• Real Estate

• Medical

• Childcare

• Investments

Save your tax preparer aggravation by throwing away the envelopes that your statements came in and tear off the perforated edges from your income statements. Group the documents into the categories you