Imagine being able to steal untold millions of dollars in plain view without getting caught. Impossible you say. Be careful because you are most likely a victim of this heist. In fact, you may actually be giving these thieves referrals so that they can dupe your friends and family.

For a while I was not aware of how the scheme worked. It was after talking to someone who was in on it that I got to see the entire operation at work. I have to say it is quite an elaborate conspiracy. It involves so many people. I couldn