The core of budgeting for single mothers is to see your monthly spending needs and habits. The purpose of a budget allows you to track your personal cash flow. Your personal cash flow is how much money comes in and how much goes out.

First Step to Household Budgeting
Adding up your monthly income is easy, but totaling up all your expenses may take a bit longer. First, you should collect all your bills, your credit card statements, your checkbook register and receipts for your groceries, gas and anything you buy with cash.

If you haven't been keeping good records, you may have to get a receipt of every dollar you spend for a month before you put together an accurate budget. Track you expenses by making entries in a notebook or learn how to use Microsoft excel which will make budgeting easier in the long run because you will be able to revert back to the old budget and update any changes you have come across.

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