Shopping for A Mortgage? Do Your Homework First

If you happen to be shopping around for a mortgage, it is very important that you first take the necessary time to do your homework.

When I say homework, I am talking about research. There are so many loan programs out there that it is easy to get lost in all of the mortgage jargon that people in the industry love to use on you. Not to mention of all of the paperwork.

By the time you get to the table, you will have a mound of paperwork approximately six inches high filled with words and terms that most people in the business don