Online lenders might be high quality, serious companies such as well reputable banks and credit companies as well as not so serious loan firms. Before you decide which online lender to go with, you should perform this test. The more questions answered "yes", the better the loan website.

The Loan Website's Layout and Design

• Are you able to glean valuable information immediately from the website without pushing a series of buttons first here and then there?
• Does the page load fast?
• Are there no error messages?
• Does the web page not have pop-ups, pop-unders and other in-your-face ad campaigns?
• Is the all in all first impression of the web page good?

The Loan Site's Privacy Policy

• Does the website contain a written statement about their privacy policy? If so, take a quick peak at it.
• If you answer 'yes' to the above question, does this policy statement seem reasonable and does it make sense?

The Loan site's 'About Us' page

• Does the lender have an