What a difference A Day makes!

6th April 2006 is A Day. Everything about pensions changes then: mostly for the better, and you need to plan for those changes now.

1. You can get tax relief on all your income

2. Your pension can buy buy-to-lets, holiday homes and villas abroad; and it can even take out a mortgage!

3. You control how you take you pension when you retire, you never have to buy an annuity and your kids can inherit your pension when you die

1. Tax relief on all income
You can pay all your income into a SIPP (up to a maximum of