You know where you want to go, but how do you get there? You may find that making some decisions is easier than others. What do you do first? How long will it take? Will you need help getting there? How do you decide what's right for you?

It helps if you understand what makes you tick; your personal value system. These values are the ones you live with, not necessarily every day, but over the course of your life, that enable you to live with your decisions.

First, sit down and make a list of the top 20 or 30 values that are important to you:

* family

* personal time

* fun

-- you get the idea. Narrow that list to 10, and then five. Next, rank those five in numeric order, one against the other, until you have your top three.

When making choices, ask yourself if the decision would honor your top three values. If not, it's the wrong choice for you at the time.

Setting the right goals for you is almost as important as having goals in the first place. They have to be realistic and coincide with your value system. How does your vision mesh with your goals? You may experience fear, feel overwhelmed or confused because you don