When looking for a good car insurance quote that combines the coverage you need with a good, affordable cost there are many factors that will culminate in the price of your car insurance quote. Principally this will include the area you live in, if you live in a desolate area of the country with very few cars on the road and virtually no theft or vandalism then your premium should be considerably lower than if you were to live in the middle of a city with a very high accident rate, crime rate and vandalism rate.

All about you.

Your age and sex will also play a big part in determining the end price of your car insurance quote. Young male drivers are a higher risk category of people when compared to mature ladies and even women of the same age. For this reason young male drivers are the group of people that will be faced with the highest car insurance quote.

About your car.

The type of car or vehicle you are driving is also taken into consideration; sports cars, cabriolets and generally more desirable cars will have a higher car insurance quote because they are both more likely to be stolen and, in the case of sports and high performance cars, involved in a greater number of accidents.

Your history.

Your car insurance quote will be dependant on your previous driving and insurance history. If you have regularly claimed on your insurance or if you have numerous speeding tickets then you will be penalised for this and your car insurance quote will be higher than somebody with a clean driving license and few previous claims.

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