Comparing and Financing Tummy Tuck Prices
When undergoing any sort of medical procedure, cost is going to
be a factor. Medical care is not cheap. When undergoing an
elective surgical procedure, such as an abdominoplasty, the
tummy tuck prices can be prohibitive, especially because most
cosmetic procedures are not covered by health insurance plans.
However, many people can finance tummy tuck prices to make the
procedure more affordable.
Tummy tuck prices vary among different surgical outfits. As
well, tummy tuck prices don't always include the same things.
For example, some tummy tuck prices quote might only account for
surgical costs but not consultation costs. When you visit the
doctor's office, they will give you an estimate of tummy tuck
prices. When comparing tummy tuck prices between different
surgeons, keep in mind the different costs that are or are not
included. Usually, a surgeon's fee will be charged. Next,
surgical prices might include the cost of the operating room and
surgical supplies. You will also be charged for an
anesthesiologist, who will put you to sleep during the procedure.
Next, you'll be billed by the operating room, which will charge
for lab, X-rays, and some special supplies. These costs are
separate from the tummy tuck fee. Sometimes the procedure takes
place at a hospital and sometimes it can take place at the
surgeon's own private practice facility.
Most surgeons will accept many forms of payment, including cash,
check, and credit cards. Some doctor's offices participate in
financing programs that will allow you to break down the costs
of the surgery in monthly installments. Some offices might have
a relationship with a local finance company. Others might have a
relationship with a national finance company. There are several
companies that specialize in financing cosmetic surgery costs.
You apply directly with the local or national finance company.
Once you're approved, the finance company will issue a check to
the doctor's office for the amount of your surgery. Your monthly
payments will start approximately 3-5 weeks after the funds are
disbursed to the doctor's office. Most surgeons will require
payment at least 2 weeks before the time of the surgery. Some
will require a down payment before you can even make an
appointment for surgery. If you decide to cancel or postpone the
surgery, make sure that you do so with adequate time for notice.
Otherwise, you might be charged a cancellation fee or even
forfeit your down payment.
Some surgeons will offer their own financing in-house. In other
words, instead of paying a finance company every month, you'll
be paying the doctor's office directly. Whichever method you
choose, make sure to compare costs, both of the doctor's office
and the financing rates.
Alison Wheelock has been a freelance writer and author for over
10 years. You will find more Tummy Tuck articles available at
http://www.tummy-tucks.success-tips-and-tricks.com.