So what happens if you marry a spender, but you have been a saver your whole life? A lot of just married couples run into this type of situation once they open a joint bank account. However money management is possible, you just need to set up a compromised budget.

Money management is noted as the number one conversations couples argue about in marriage and are also cited for the most divorces. The last thing you want to do after being just married is fight so money management is essential and will relieve any stress.

A budget is the best place to start. This may prove to be difficult for the spender but it may also for the saver because you are going to have to meet somewhere in the middle.

Create your budget when you have time and both are at ease. Things will flow more smoothly.

Miscallaneious-10%

Savings-10%

Clothing/Dry Cleaning-5%

Education/Misc-5%

Food-10%

Housing/Utilities/Taxes-30%

Insurance-5%

Medical/Dental-4%

Recreation/Vacation/Gifts-6%

Transportation-15%

This is just a guideline for being just married and you may find that you don