When Bad Things Happen To Good Homeowners
Who likes to talk about worst-case scenarios? No one!
Insurance and warranties can be unpleasant to talk about because
they are difficult to understand and no one likes to talk about
the worst-case scenario. But the reality is that life gets in
the way of our best laid plans and the worst-case scenario
becomes a reality more often than we wish!
Insurance helps to address problems that arise... and so does a
home warranty. In both cases they are meant to return you to the
situation you were in before the incident that caused the damage
or malfunction. Sure, there are more interesting and more
enjoyable things to talk about. But preparing intelligently for
the challenges and obstacles that life throws at us will allow
us to go through our day with peace of mind, and it will allow
us to simply sleep better at night.
So how do we prepare for worst-case scenarios in our home? With
house insurance and a home warranty.
Insurance and Home Warranties: Used together, they are an
effective way to manage your home's worst case scenarios. Here's
how they functions as the perfect partners:
If your freezer broke down and ruins all of the food inside,
your insurance can replace the damaged food while the home
warranty will repair or replace the freezer itself.
If your washing machine breaks down and floods your home, your
insurance would pay for the damages caused by the flooding while
your home warranty would ensure that your washing machine was
repaired or replaced so that it functions again.
If your home was broken into, and they stole your air
conditioner, your insurance would replace it. However, if your
air conditioner just stopped working one day, your home warranty
would replace or repair it and cool you off again!
Buying insurance and a home warranty is a smart way to "cover
all your bases" and ensure that your home is totally protected
from the worst that could happen: no matter what!
Spending a few minutes now to think about worst case scenarios
will save you a world of headache in the future when those
scenarios become reality. After all, an ounce of prevention is
worth a pound of cure!