Even as we age I think we are sometimes at risk for unnecessary suffering. There are things that we do and thoughts that we have simply because we have always done -- or had -- them. Yet, often, our circumstances change before out habits, attitudes and thoughts have a chance to catch up.

Take shopping for example. You have a retirement budget and, quite possibly, an income that is less than when you were working full time. Yet there are still the same number of bright, young, highly-skilled marketing professionals who make a career out of telling you that you need more stuff.

Is it possible that, aside from the financial stresses that it can highlight, you might not even want this