Hey! You need cash right away, but sometimes life gets in the way and you don't always have pocket change kicking around that's available to spend. Maybe it's all tied up for bills, or an emergency has reared its ugly head and you need some money to bridge you until your next paycheck.

A payday loan can get you up to 50% in advance of your paycheck. And what's great about Payday loans is, there are several lending agencies who are willing to do business with you whether you have good credit history or bad credit history!

It's simple to do: just find a site on the Internet offering the service and sign up. You'll need to give some basic information, as well as your bank account information. With the basic information you give, that should be enough for a lending agency to determine if they want to lend money to you or not. On occasion, some lending agencies will ask you to fax over some additional identification, but many will not require that. If you don't want to fax over your information, you're not closing doors to getting a Payday loan, but you are limiting yourself to those who will lend to you.

Once they've verified the details they need, the lending agency will deposit your cash directly into your back account usually within a couple days of your request! It's that fast! That way, you can enjoy the money, or deal with the emergency quickly.

For this service, the lending institution will charge interest on the principal and take both the interest amount and the loan amount out of your bank account when your paycheck is deposited.

It's really easy to use and a great service to have. That way, you'll never miss out on another opportunity and you'll never be short of cash when an emergency arises. It's a great way to have fast access to cash when you need it!

Jeff Lakie is the founder of Payday Loan Information a website providing information on Payday Loans