Hello, Big Nick at the shop here.

You will laugh at the simplicity of this plan, and, at the same time, think what a great idea it is. It was a real light-bulb-going-off-in-my-head type of feeling for me.

So here it is: "Replace Your Checking Account with A Home Equity Line Of Credit and You Will Save (Or Make) A Ton of Money."

That is all you really need to know, but let me give you the how and why of it so you can really understand.

A Home Equity Line Of Credit (HELOC) has 2 unique features that no other home loan offers that make this possible. They are:

1. It is a Revolving Account