Many of the latest headlines are turning their attention to the latest bird flu, also known as the H5N1 virus. The problem is that this virus can mutate, so no one really knows what it will be that we need to be protected from.

There's been a lot of concern and media attention about this. Here's what Michael T. Osterholm, Director of the Center for Infectious Disease Research and Policy at the University of Minnesota has said, "An influenza pandemic of even moderate impact will result in the biggest single human disaster ever - far greater than AIDS, 9/11, all wars in the 20th century and the recent tsunami combined. It has the potential to redirect world history as the Black Death redirected European history in the 14th century."

The latest news is reporting that ducks and geese are now carrying this virus and are going across the world, spreading this virus. It started in Asia and has now come to Europe. Soon it will be on the American continent.

A few dozen people have died from the H5N1 so far. Right now, it's a virus that