Are you in debt? Well, that is a real bummer no doubt, but one consolation to your predicament might be to know that you are not alone. In fact in the United States the average person has over $10,000 in credit card debt that will be paid off sometime in 2026 if they keep making their monthly payments. Ouch.

Did you know that the average citizen has 150% of the amount they make in a given year in short-term debt? This includes credit cards, car loans and other items bought on time. It is true, in fact if the average person if they were to lose their job they would be on the street and pushing a shopping-cart in just under 2.3 months. Their house would be in foreclosure, their credit cards max