Looking for the lowest interest rate seems awfully easy, doesn't it? "What's your interest rate?" sounds like such a straightforward question. If it were true you would be able to jump on the Internet and easily look up interest rates offered by mortgage companies without any problem. But it's not that simple. Yet most people spend more time looking for a comfortable pair of shoes than they spend looking for a mortgage that best meets their needs.

It's just not that simple. Like the great variety of shoe styles and sizes, there are many different factors that can affect a person's ability to qualify for a mortgage. If you've ever been frustrated with finding a pair of shoes that fit you just right, you can well imagine the difficulty in finding a mortgage with a perfect fit. It isn't just a matter of looking for a pair in your size.

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