If you want to make good money with banks, or any institution, Government and agency bonds are where it is at. Simply because all Government bonds and agencies are AAA rated, and banks can buy millions of dollars of any bond without incurring any credit risk.

All banks own bonds of some sort, and they are buying them from brokers. Our primary bonds are:

• U.S. Treasury obligations (T-bills, T-notes, T-bonds)
• Government Agency Debt (GNMA)
• Private Agency Debt (FNMA, FHLMC, FHLB and others)
• Mortgage Backed Securities (Pass throughs , CMO