There are many cash payday loan companies that you can connect with online to get a cash advance loan. Cash loan services may offer anywhere from $100 to $1000 or more instantly. Although check with your state law, the $1000 or more cash loan may be illegal. If you are a first time customer, the amount of loan will usually be the smaller amount but if you apply again, the returning customer can apply for a larger cash loan amount. Most quick cash advance loan companies do not check credit so even if you have bad credit or no credit, you can still apply for a payday loan.

Cash payday loan companies usually require that you are a U.S. Citizen, at least 18 years of age, have an active checking account opened at least 90 days (no bounced checks) and a minimum of $1000 in payday (must be employed) or $800 fixed income deposits per month. A cash payday loan company may not offer a loan if you have an outstanding cash loan with another lender. Cash advance loan companies usually approve an application within a few hours and electronically transfer the advance cash loan overnight into your checking account the next business day.

The availability of the cash funds usually depends on your bank's processing schedule and policies including bank holidays. Usually repayment of your cash loan will occur on your next payday where the cash loan company will debit your account with the amount of the loan plus the fees. Some cash payday loan companies offer a "free" loan to their new customers i.e. no fees as long as the loan amount is paid in full on its due date. Usually the payment of the cash loan is in the full amount or any amount greater or equal to the minimum payment. Cash payday loan companies need to be researched thoroughly because they can have different payment plans.

Cash payday loan companies might require the finance charge be paid while still tacking on fees on the whole amount borrowed. In the event you can not pay the loan in full, each company will have a policy option to pay off some of the loan for an additional price. Usually after two or three paydays, the cash loan companies will require the full payment of the loan.

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