I didn't understand the concept of a real estate team at first, so I had a hard time with real estate investing. I tended to be a "lone wolf," trying to do too much myself. I have learned over the years that in real estate, you need a team of people you can trust and rely on. Here are some possible team members, and what they need to be on the team.

1. A Credit Repair Specialist: You may be saying - Why? My credit is fine or I can get by with my FICO score. The truth be told ,we can always use someone to monitor and repair our credit, especially in the age of identity theft. Why not have a professional monitoring your credit 24/7 - don