Inaccuracies on credit reports cost consumers thousands of dollars every year. Approximately 80% of Americans have inaccuracies on their credit reports. What causes these inaccuracies? How do they affect your ability to purchase with credit or obtain a job? What can you do about these inaccurate items?

A recent study by the U.S. Public Interest Research Group, for example, found that four out of every five credit reports contained errors, and one in four