Is it possible to invest in real estate without any cash? You bet. Is it easier if you have some money for a down payment? Of course.

Robert Shemin, author of Secrets of a Millionaire Real Estate Investor, says, "You can buy property with no money." What he means is, you can buy property without using any of your own money, typically by borrowing or partnering with another investor.

Russ Whitney agrees. He says that while no money down deals are negotiated every day, having some cash of your own to put into the deal will make it easier to begin building long-term wealth. Whitney is the author of The Millionaire Real Estate Mindset and he believes that if you can develop the mindset of a wealthy person, you'll be able to find the cash you need.

Coming up with even a few thousand dollars in cash may seem like an impossible goal, but you can do it--and you may be able to do it faster than you think. As part of your personal financial plan, Russ Whitney recommends looking for ways you can save money and then set that money aside until you have enough cash to make your first investment.

The real key to seeding your real estate investment fund is not just to save money, but to actually deposit the money you've saved into your fund--even if it's just a dollar or two at a time. Get an envelope, a jar, or a dish, and start putting money in it. Don't touch it, don't count it, just keep adding to it. Then once a month, take the cash to the bank and deposit it in a separate savings account that you have designated as your real estate investment fund.

Here are some tips for filling up that cash container quickly:

- Empty the change from your pockets or purse into your savings container before you go to bed every night. It will fill up faster than you think.

- When you leave home in the morning, don't carry anything smaller than a $5 bill. As you spend money during the day, don