Most people say you need money to make money. In reality, it is not about how much money you have, but how you spend the money that matters. There is a distinct difference in how the wealthy, the middle class and the poor spend their paycheck. Generating wealth is a mechanical process believe it or not. People tend to take the whole concept of wealth and spin it into this complex formula that requires hard physical labor or long hours behind a desk. The truth is that the formula to create wealth is so simple it