It is no coincidence the recent push by the government and businesses to help you gain access to your credit report. The government has made it law that you are able to view your credit report once a year, free of charge to help consumers repair their credit reports. A recent study has shown that nearly 70% of credit reports carry some type of error on them. This number has led companies to try to persuade the public to take advantage of their free credit report to clear up errors, prevent identity theft and allow them to help improve their overall credit image. Consumers need to take advantage of this and realize, as overwhelming as it may seem, that you need to repair or fix errors on their credit report, avoiding it will in the end be more costly.

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