When I tell people about investor financing, and how usually investors will stick with you for about five years, sometimes I get a panicky question like, "Art, so what happens after five years and then the investors want out? What happens at that point?"

The answer is simple: At that point in five years, what happens is, you can either sell the company and pay them off (and pay yourself off and go retire in the Bahamas or something) or you could get the thing appraised and give appropriate share of the value of the company.

I mean think about it: The company is going to be free and clear, so if you had to borrow on it or whatever, you