A large number of UK insurance companies offer specialized insurance for sports cars. These insurers require previous experience with a sports car along with the exact car specifications before offering a quote.

Insurance is a must in the UK for every vehicle driven on public thoroughfares according to the Road Traffic Act. People who are not covered by insurance are considered to be driving illegally and are liable to receive a penalty. The car must be at the very least covered by a third party insurance to avoid penalty.

UK insurance covers the vehicle against a number of things such as property damage, medical costs, and liability. Property coverage is helpful in case of theft or accidents that cause the vehicle to be damaged. Liability coverage also covers all the legal charges if a third party is injured in an accident. If the third party is at fault for the accident, the insurance must be able to recover charges from that party on behalf of the customer. Medical coverage takes care of the cost of medical treatment for injuries, rehabilitation and, sometimes also reimburses lost wages and funeral expenses.

When a customer buys insurance for a sports car, the insurance company issues a certificate to the customer. This is to be followed studiously as it is one of the laws set by the state. Also, the customer must be notified well in advance before he insurance lapses to enable the customer to renew the same before time.

UK insurers try to cover many issues while providing the best policy. Hence the number of questions to be answered by the customer is high at first. This just shows the insurer