Have you spent years envying those who take cruises to Alaska or the Bahamas while you're stuck at home or driving to Florida? Well, now is the time to take action. Cruises aren't just for the rich anymore; they're for everyone!

Cruise lines have dropped their prices low enough that just about anyone who wants to go can save enough to take a cruise.

Although you might look at the prices for cruises online or at your local travel agency, and think I'm crazy. It really is possible. The great thing about a cruise is that one price pays for everything.

All your meals are included, and food is available constantly throughout the day! In my opinion, anywhere that feeds you well is always worth the price. However, if you happen to disagree, just start adding up how much you spend on food during a normal family vacation. Likely, you spend more than what the cruise is charging you.

If you are still not quite convinced that a cruise is for you, consider the fact that you won't have to spend any time waiting in traffic when you're on a boat. Nor will you have to spend hours driving to get to a great destination.

Instead of spending a lot of time cooped up in the car, the entire length of your cruise will be spent having fun together. No "Mommy, are we there yet?" just good old fashioned fun in the sun!

The real test of whether a cruise is for you is to decide what it will really cost in both time and money. Sometimes it is better to pay more up front in order to have more quality time to spend with your family. I discovered this to be true when I went on my first cruise. I wasn't really excited about it at first because of the price; however, after a week on a cruise, I was a convert!

My experience went something like this: "I don't want to pay all that money