So you've been in a car crash. It came out of nowhere and now your mind is racing and you aren't sure what to do. These things happen, and no one expects them, but stay calm and take things one step at a time. Everything will be all right if you follow a few simple steps.

1. Never leave the scene of a car crash. The stress and shock of getting into a car crash may feel like more than you can handle, but it isn't. Keep calm and focused and never leave the scene of the car crash. If the fear and worry overwhelms you, and you flee the scene, you have committed a crime far worse than simply causing a car crash (which might not have even been your fault!) Being convicted of a hit-and-run can land you in prison, and is far, far worse than the discomfort of being accused of causing a car accident.

2. You'll need to exchange information with the people involved. Get their insurance information, their driver's license numbers, telephone, and addresses. Get a list of witnesses, anyone who saw the car crash at all.

3. If you've been injured, be sure to seek medical attention. Even if you don't think you've been injured immediately after the car crash, symptoms may manifest themselves hours or even days later. It's best to see a doctor right away so that you can be checked out. Some internal injuries may give no symptoms, but could be fatal in a few hours or days. Seek medical attention.

4. Make a police report. A car crash is a serious matter that can affect your insurance, your finances, and your health. It's a good idea to make the car crash a matter of official record with a police report. Call the police to come to the scene of the car crash. If in your area the police only respond to accidents that require an ambulance, go to the local police station and file a report. Be sure to record the number of the police report.

5. Take photos of the scene of the car crash. Some people even carry a disposable camera in their glove compartment for this reason. Take photos of the vehicles involved and of any damage that has been done. Take photos of any injuries as well, like cuts and bruises. Finally, preserve the state of the vehicle so that it can be inspected by insurance agents before it's repaired. If a photo is all you have, it is better than nothing, but the actual damage is best.

6. Contact your insurance after you've been in a car accident. Some damages and medical bills may be covered under your own policy. It's a good idea to find out earlier rather than later.

7. It's important that you not say anything at the scene. Don't make any statements - don't talk about how the car crash happened, and especially don't take blame for the car crash, even if you think it might have been your fault. The less you say, the easier it will make things later. And never speak to the other person's insurance company. These statements will only be used against you.

8. Don't wait! Waiting too long to file a claim or begin legal action might keep you from receiving the compensation that you deserve. Statutes of Limitation in your state may limit the amount of money that you can recover, or eliminate it completely. Consult someone who knows and can help.

9. This can be a profoundly difficult time for you and your family. A car accident isn't just physically traumatic, but it can be a real financial and legal burden as well. Seek out additional help from a trusted source.

When you find yourself in need, call or visit http://www.1800askgary.com for the kind of support that you need and deserve.

Rick Crosby is the webmaster and SEM for consultant for http://www.1800askgary.com To contact Rick Crosby directly, please call 727-490-5739.