A Buyer's Guide to Medical Insurance
Buying travel health insurance can be a complex task. There are so many different plans - each with different benefits and restrictions.It is important to shop wisely for trip insurance. Many people buy coverage that seems inexpensive only to find out that they are not adequately covered when a medical emergency occurs. Below are a few key questions you should ask your insurance provider before purchasing trip insurance:
- What is not covered by the policy? Insurance companies call these "exclusions," and every policy has them.
- Are there specific exclusions relating to sports or other activities?
- Does the plan have a deductible that you must pay each time you file a claim?
- Does the plan deny benefits if your medical emergency arises because of a "pre-existing condition or health problem