After filing bankruptcy, is it difficult to qualify for credit and loans?

While much will depend on your specific situation (credit score, income, age of bankruptcy, etc.), it doesn't have to be as difficult as some people make it.

In After Bankruptcy Credit Solutions, I detail a three step process readers can use after filing bankruptcy to increase their chances of credit approval.

There's not nearly enough room to cover each one in detail here, so I'll summarize each step:

1) Increase your credit score

If you plan on applying for credit after filing bankruptcy, increasing your credit score is critical. Why? First, it can mean the difference between being approved or declined for a loan. Second, if you can increase your credit score enough after filing bankruptcy, you may be able to get a lower interest rate on any loans you qualify for