In Part 1, we discussed how debt management helps you learn how to get a handle on your finances. However, using debt consolidation and management together will provide you maximum financial results.

Once you have developed good skills for managing your debt, you need to learn some ways to reduce your monthly payments and financial stress. Here are six options for consolidating your debt.

Debt Consolidation
Debt Consolidation in addition to debt management is important. It can help you understand what options you can use help reduce your financial stress.

Bill Consolidation is frequently used to combine all of one