"Know Your Telephone Calling Habits"

Getting to know and understand your own calling habits, or patterns, can pay handsome dividends when selecting your telephone carriers. Do you make a lot of lang distance or international calls? Do you make most of your telephone calls during the day or night? Do you make your long distance calls throughout the week or wait for the weekend?

Knowing the answer to these questions, and following a few simple rules which we will share with you, will help you to get the best value from your carrier and your calling plan. So where do you start? Read on and we'll try to shed a little light on what you need to be aware of when selecting your long distance carrier or other telecommunications providers.

1. Ask if there are any special promotions:
Don't be afraid to ask your long distance provider if they have any special promotions available. Many times they have unadvertised specials available for the asking. You can also ask other providers if they have any special switching promotions or benefits available.

2. Buyer beware - read the fine print:
All providers have special restrictions and offerings regarding their calling plans. Many times these restrictions or offerings will be different between their various offerings. Make sure that you read and understand these restrictions and offerings before you accept. If you don't understand something in the fine print then be sure to ask. Reputable providers will answer all of your questions simply and directly so you will understand. If a provider fails to give you clear answers then move on to someone else.

3. Watch out for the added charges:
The per minute cost is not the only way providers make money. Check to see if there are monthly minimum charges or per-call charges in addition to the per-minute rates. For instance, if a provider charges a $5 minimum and you only make one 10-minute phone call, you will be charged for the $5 minimum - that's $0.50 per minute!

4. Comparison rates in advertising can be misleading:
You should be aware that some advertising showing comparison rates, such as 50% off normal rates, may be misleading because the "normal" rates may not be the lowest rate available from that provider. It