Life is full of colours. Some colours are bright and beautiful whereas some are dark and dull. There are stories we hear about people who have gone from rags to riches or from riches to rags. We are no different from those people and most of us face financial problems at some or the other point of time in our lives. And the easiest solution we find to solve the financial problems is to take a loan. Many people who have a house or some other property can easily avail secured loans but what will you do in case you have nothing to keep as collateral to the lender? You don