Few are aware that animals now have coverage to protect them from various diseases, injuries and so forth. Pet insurance has been around for some time, helping dogs, horses, cats, and other types of pets. The policy assists the owners financially, thus saving them steep expenses when visiting the Vet. Pet insurance in contrast is similar to Health Policy, in that if the pet is ill, or injured then the pet is cared for by the vet and claims are sent to the policy provider for disbursements.

The principles on pet insurance are to offer insurance to pets that need medical attention. The policy help owners get the most out of vet visits, by allowing them to pay only co-payments to the vet. The policy comes in handy during emergency visits, and will provide coverage for medications, including meds for poisoning, heartworms, pain meds, and so forth. Like, health insurance the pet policy will pay 80/20 for the visits to the vet. Unlike health insurance, many of the pet insurance policies do not have deductibles; rather the deductibles are different with these policies. Few policies will cover neutering, while other policies will not, therefore shopping around is the best solution for getting the most coverage at affordable rates. Like health insurance, after you visit the vet you submit receipts, claims, and other information to your provider, who in turn disburses. Sometimes the vet will handle the claims, sending them to the company.

There are various levels of pet insurance to choose from, including Senior and Standard Pet Coverage plans. The Standard packages insure pets up to