Becoming an Insurance Adjuster

If you're thinking about becoming an insurance adjuster, you should first understand what one actually does, and what's expected of you as far as schooling. Insurance adjusters and examiners don't have the boring job you may think they do. It isn't all paperwork. They spend a lot of time in the field and like detectives, handle evidence which could lead to a very deserving family get the money to survive a loved ones tragic accident. Or, when you are becoming an insurance adjuster, you may gather evidence from a fire and prove that the owner had the place torched on purpose in order to collect the insurance money.

To oversimplify, insurance adjusters and examiners decide how much to pay on insurance claims. In becoming an insurance adjuster, you get to be kind of a detective, going over evidence left at the scene of the crime, as it were, and making determinations about claims after burglaries, fires, and car accidents, to name just a few. You need to be able to gather evidence and know what to look for, and you get to interview fire examiners, medical examiners, and witnesses. If you've already worked in the insurance world previously, or have some very basic skills already, you're on your way. You will need to know basic word processing, computer applications or programs, have taken some business classes, know English and technical language, a lot of math , and consumer law.

Insurance companies are looking for people set on becoming an insurance adjuster. They should already have a bachelor's degree or extensive experience in the insurance and claims field. If you used to be a mechanic, you may be able to get on in the auto claims office at an entry level position. Check out your states licensing requirements for insurance adjusters by searching the web or by contacting your local office.

The downside of becoming an insurance adjuster is that most insurance companies don't really like to pay out money, so if you want to be happy in your job, you need to work with an honest one. In becoming an insurance adjuster, there is an awful lot of paperwork involved. If you are naturally inquisitive and don't shy away from catastrophe, becoming an insurance adjuster may be the career move for you.

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