What is an SR-22 and Why is it Important?

The SR-22 is a form that serves as proof to the Department of Motor Vehicles (DMV) that you have auto insurance, more precisely motor vehicle liability insurance.

If you have to carry an SR-22 your insurance company is under the obligation to inform the DMV if your policy is canceled, terminated or if it lapses. Canceling your insurance policy will generally result in your license being revoked until you acquire insurance coverage again.

You may be required to carry an SR-22 in general as a result of being considered a high-risk driver. Falling into this category might result from

* driving under the influence of alcohol or drugs (DUI)

* driving while intoxicated (DWI)

* serious moving violations or

* causing an accident while uninsured

In general proof of being covered by an SR-22 is necessary for the reinstatement of driver