You may be living in a rented house but are your needs and desires different from the people living in their own houses. Not being a homeowner does not curbs your desires, you also want to go out on holiday, buy a new car and zoom on the wheels, you also want an air conditioner in your home, even you have the zeal to get the new accessories like latest refrigerator or the television set in your home. What is curbing your desires? Is it the home against which you can take loan? Now don