It was a short and uneventful divorce back in 1989. I got nothing, and she got everything. I left the house with just my clothes and headed for Angeles City, Philippines and started an insurance business on what used to be Clark Airbase.

At the dawn of the computer age, I brought with me a new brand of marketing low cost term insurance to the military. My competition was still using dinosaur methods to sell insurance to military personnel.

What transpired over the next two years was incredible. The story is true.

When I arrived for the first time in Manila June 1989 I was met by a Filipino friend who worked with me in Las Vegas. As I was being taken by cab to my hotel I felt a sense of ease as I notice most everything posted in English. I did notice too how poor people looked and lived. I was in shock as beggars knocked on my window for money.

The following day my friend and I caught a Victory Liner bus bound for Dau, Pampanga, Philippines. I remember that ride and how scarred I really was when the bus driver was passing vehicles on the right shoulder with just inches to spare. In most cases if he made a mistake the bus would have rolled down a steep embankment. By the time we got to Dau, I was floating up to my neck and needed a relieve myself. I thought surly there has to be a men