When you are going thru a divorce, you are going to want to pay close attention to your credit. One thing that most men and women figure is that they are not going to have any problems with their credit once they have gone thru a divorce. There may be a few of the men and women out there that are not going to have any kind of problems.

One of the first things that you are going to want to do when you decide that you are going to go through a divorce is to try to obtain all of your credit cards in your own name with out your spouses name on them. That will help you establish your own credit history for future reference. Another good thing about having credit cards in your own name you are not going to have to worry about loosing them throughout the divorce proceedings. Plus it may be a way for you to have a little help in paying all the court cost that go alone with the process of a divorce.

One problem that you may run into is that if all of the assets are a joint account and your spouse is supposed to pay for them. However, your spouse is often times unable to pay for all of the accounts because of a difference in their pay or because they find that they have more bills to pay once, they are completed with the divorce. You may even notice that it is a lot harder to live on one income compared to when there was two incomes coming in the house.

You could notice that it is going to be harder for you to obtain credit once you are on your own. It could be something as small as obtain a credit card for any emergencies that may arise. If you are in need of receiving a credit card, and it seem like more and more credit card companies are turning you down because of your credit history or because of your income status. You may be able to explain to them why you have a lapse in your credit report because of the divorce that you have gone thru and let them know that you are looking to start to rebuild your credit history. There may be a few credit card companies out there that are going to be will to give you a chance on rebuilding your credit with a low credit line credit card.

Rachel Nava recommends Find Credit Cards for comparing different Discover credit card applications.