If you are like millions of Americans, you have spent several years saving your hard-earned cash. However, most of the time a simple interest-earning savings account is not enough! If you intend to prepare adequately for your future, you need to investigate the many options for investing your money.

Because there are so many choices for investing, it is necessary to find the right mix of investments into which you should place your money. Simply investing in long-term CDs (certificates of deposit) will earn you returns above what a savings account can provide.

By spending some time reading, you will learn the basics of investments such as IRAs (Individual Retirement Accounts), Roth IRAs, CDs, stock and bond portfolios, 401ks and other options.

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