If you have excellent or good credit, getting a good interest rate on your credit card is probably not going to be an issue. So when you get all of those offers in the mail or online, how do you choose the right card? Well, here are a few tips.

Look for Cash Back Options

Many cards offer to give a percentage of cash back to you depending on the type of purchase you make. You can get cash back for buying gas or getting groceries, things you probably do everyday. This can be great way to build a nest egg without even trying.

Look for Competitive Balance Transfer Incentives

If you have multiple credit cards and see the need to consolidate, it