Here is a small checklist that would help you make sure that your first purchase doesn't bring you a future full of regret:

1. Have you looked into the best payment modes? Have you checked out all the available mortgage plans, big banks, government home-buying programs, and credit unions locally available to you to tap? If you have, you should be confident that you would be getting a good deal. Signing a deal with a good lender who won't take advantage of you at any point during the purchase should give you peace of mind.

Also, have you looked into good owner-financed homes up for sale lately? Those will allow you to save up significantly more than if you buy homes with regular loans. This is made possible by the fact that you would be dealing directly with the owner, one who, hopefully, have a heart, and not with any other lending institutions that would mostly likely have this heartless tendency to