Homeownership education programs and housing counseling can address the homeownership questions and preserve the personality and integrity of the real estate business.

It should be noted that homeownership has become a valuable factor that helps stabilize families and communities. It is also an important contributor to a nation's economy through the housing sector. Homeownership education programs are most useful in taking the stress out of the process of buying a home, especially for the minority and/or immigrant home buyers, by providing them accessible information on homeownership. A well-documented homebuyer education can demystify the confusing process for first time homebuyers and can give them the confidence by helping them understand common homebuyer terminologies and in making the right decisions about home choice and loan products.

Recent studies show that homeownership education programs can help lessen the