Home Buying Tip: 7 Key Questions to Ask a Home Inspector

This home buying tip will help you ask the right questions when researching home inspectors.

A proper home inspection will give you the comfort of knowing your new home has been checked for breakage, disrepair and other problems.

But it all starts with choosing a professional home inspector who can give your home the thorough review it needs. So don't be afraid to ask plenty of questions when choosing a home inspector. Here are seven key questions to ask:

1. What all do you inspect?
Different states have different rules for home inspectors. So you need to know up front what your state requires of inspectors, and then you need to make sure the inspector will actually cover those areas. Ask to see a blank copy of their inspection report or checklist. This will show you exactly what the inspector covers. If they have a problem showing you this document, find another home inspector!

2. What certifications do you have?
Like other home-based industries, home inspection has its share of frauds and phonies. It's safe to assume they represent the minority, but it still pays to ask about certification. A professional home inspector will be happy to tell you about his certifications.

3. Do you specialize in residential or commercial inspections?
Be sure your inspector specializes in what you want him to do. In this case, make sure they specialize in residential / home inspections (instead of commercial property inspections).

4. How long have you been inspecting homes in this area?
General experience is fine, but regional or local experience gives a home inspector an extra edge. For instance, if an inspector has been working in your area for a long time, they probably know about unique conditions to watch for (radon levels, basement moisture, life expectancy of roofing, etc.).

5. How long do your home inspections usually take?
* Home buying tip -- The average home inspection runs anywhere from two to four hours. If a home inspector tells you they can do it in an hour or less, you might want to dig a little deeper. Anything less than two hours is probably not a thorough inspection.

6. How much will the inspection cost?
* Home buying tip -- Home inspections average between $300 and $500. This will depend on the size of the home and other factors. The cost of a home inspection is nominal when you consider the peace of mind it brings, but you still need to ask about the cost in advance. You don