A fleeting moment can change your life.

Christopher Reeves had everything going for him - fame, fortune and best of all a loving wife and son. Enjoying his favorite sport, he fell off his horse. In a split second, his whole life changed! He is not alone.

In a moment, all dreams can be quashed.

A young man, full of promise gets into an industrial accident. It left him a physically disabled. With a young family and the first baby on the way, how does he feel?

There are those who take a severe stroke which leave them with physical disability and rob them of their mobility. They suffer the loss of their independence. Some endure the loss of speech for the rest of their lives. There goes most of their dreams. Life will never be the same.

Some suffer severe financial loss and see everything they worked for taken away from them and there is nothing they can do.

Think of the victims of the tsunami and Katrina. Many are making an effort to rebuild their lives - but will it ever be the same?

On the bright side of a winning moment - a big-time win from the lottery or gaming table spells a major change in one