Finding a New Auto Insurance Company

If you're like most people, at some point in the last year you've thought about seeking a new auto insurance carrier. There are many reasons why people are unhappy but the most common reasons seem to be increasing rates or unacceptable customer service. However, unless you have the right information the process will not yield the desired result. Here are a few tips that will ensure you're getting the best deal on your car insurance...

1. Get your current policy information before you begin calling new companies. This will allow you to make an informed comparison. Many companies have different levels of insurance coverage available. You want to make sure you're comparing apples to apples. However, don't use your current coverage as an absolute guide. You may need higher coverage limits; let your new agent discuss the options available to you.

2. Choose at least three different companies to call. I suggest you call at least two companies with local agents (Farmers Insurance, State Farm, etc.) and one "online" insurance company (Geico, Progressive, etc.). Many people are under the impression that online insurance agencies are always cheaper. However, this is most certainly not the case.

3. Mention all of your vehicle's safety equipment during the quote process. Most insurance companies give a discount for alarm systems, air bags, anti-lock brakes, etc.

4. If you own or rent a home consider consolidating all of your policies with one company. Ask the company what the discount is for having both your homeowners and auto policies with them. In many cases the discount can be as high as 15% off your auto policies.

It's not difficult to receive an accurate and acceptable insurance quote if you just make a few preparations. For more information about auto insurance and other insurance topics please visit http://www.completeinsurancestore.com.

Michael Hizer is a successful internet marketer and former insurance agent. For more information about insurance-related topics please visit http://www.completeinsurancestore.com.