When you're borrowing money against your house or the equity that you've built up in it over the years, it goes without saying that you're going to want to find the cheapest homeowner loan that you can so that you don't pay an ungodly amount in interest over the course of repayment.

Unfortunately, finding the cheapest homeowner loan isn't always easy... even if you take the time to shop around for different loan quotes, how can you be sure that you're really getting the cheapest homeowner loan that you can?

In order to help you with your search and to assist in finding the absolute cheapest homeowner loan that you can, make sure that you consider all of the following potential lenders as the source of your next loan.

Banks

When looking for the cheapest homeowner loans, many people immediately visit their local bank. This is fine, as banks have been offering loans to homeowners since their inception