Are you in more debt than you can handle and have sleepless nights worrying about your financial situation? If you are, you are certainly not alone. There are literally thousands upon thousands of people who are in debt within the United States alone and this is quite a worrying trend which is spread world-wide. We all know and realize that we should not be accumulating this debt in the first place, but we do it anyway because it is so darn easy to do. We literally get offers every week from some store, credit card or other financial provider offering us money