If you take the fact that the bulk of investment managers cannot get into double figures on a compound growth basis over five years and very few can out perform the stock index, then it is obvious you have to be careful with your fund selection.

This article is all about getting better pensions performance and will help you separate out the winning funds and asset managers from the losing ones.

Have you ever seen a fund advertised by a major asset manager that losses?

We have never seen one, yet the bulk of funds don